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Monday, Aug. 5, 2024

Does Colorado require motor vehicle insurance for e-bikes?


no

The state has three classifications for e-bikes: 

Class 2: an electric assisted bicycle with a motor that provides power but stops when the bike reaches 20 mph.
Insuring e-bikes, however, is recommended by some insurance providers, who recommend at least liability coverage in case of an accident. Companies have started offering special e-bike insurance for riders as some companies don’t insure them as property under homeowners policies.

See a full discussion of this at The Colorado Sun

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