Monday, Aug. 5, 2024
Does Colorado require motor vehicle insurance for e-bikes?
The state has three classifications for e-bikes:
Class 2: an electric assisted bicycle with a motor that provides power but stops when the bike reaches 20 mph.
Insuring e-bikes, however, is recommended by some insurance providers, who recommend at least liability coverage in case of an accident. Companies have started offering special e-bike insurance for riders as some companies don’t insure them as property under homeowners policies.
This fact brief is responsive to conversations such as this one.
Sources
- Colorado Energy Office E-Bike Tax Credit
- The Cyclist Choice All About Colorado Ebike Laws For 2024
- Colorado General Assembly Electrical Assisted Bicycles Regulation Operation
- Schomp Insurance The importance of e-bike insurance for riders in Colorado and Utah
About fact briefs
Fact briefs are bite-sized, well-sourced explanations that offer clear "yes" or "no" answers to questions, confusions, and unsupported claims circulating online. They rely on publicly available data and documents, often from the original source. Fact briefs are written and published by Gigafact contributor publications.
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The Colorado Sun is a journalist-founded, award-winning and nonprofit news outlet based in Denver that strives to cover all of Colorado so that our state — our community — can better understand itself. In this way, we believe we can contribute to a more vibrant, informed and whole Colorado. We are committed to fact-based, in-depth and nonpartisan journalism. We cover everything from politics and culture to the outdoor industry and education. Our goal is to produce the best possible journalism. We do that with the help of you, our readers, and community backers. We launched on Sept. 10, 2018.
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