Monday, Aug 5, 2024
Does Colorado require motor vehicle insurance for e-bikes?
The state has three classifications for e-bikes:
Class 2: an electric assisted bicycle with a motor that provides power but stops when the bike reaches 20 mph.
Insuring e-bikes, however, is recommended by some insurance providers, who recommend at least liability coverage in case of an accident. Companies have started offering special e-bike insurance for riders as some companies don’t insure them as property under homeowners policies.
This fact brief is responsive to conversations such as this one.
Sources
- Colorado Energy Office E-Bike Tax Credit
- The Cyclist Choice All About Colorado Ebike Laws For 2024
- Colorado General Assembly Electrical Assisted Bicycles Regulation Operation
- Schomp Insurance The importance of e-bike insurance for riders in Colorado and Utah
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Fact briefs are bite-sized, well-sourced explanations that offer clear "yes" or "no" answers to questions, confusions, and unsupported claims circulating online. They rely on publicly available data and documents, often from the original source. Fact briefs are written and published by newsrooms in the Gigafact network.
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