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Wednesday, Mar. 5, 2025

Is insurance required to cover in vitro fertilization in Nevada?

Isabella Aldrete, The Nevada Independent
no

Nevada does not currently mandate private or public insurers to cover in vitro fertilization, according to the Nevada Division of Insurance. Nevada’s Public Employees’ Benefits Program does cover some infertility treatment, depending on the specific plan.

But Nevada could see an IVF mandate soon. The original version of SB217 — introduced in the 2025 legislative session — would require that private and public insurers, including Medicaid, cover the treatment if they insure more than 100 people.

The cost of a single IVF cycle — which includes medicines, procedures, anesthesia, ultrasounds, blood tests, lab work and embryo storage — can be upwards of $15,000.

A 2024 survey showed that only 8% of women with incomes below the federal poverty line who have ever needed fertility services say they received IVF, compared with 17% of women with incomes above the poverty line.

See a full discussion of this at The Nevada Independent

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The Nevada Independent is a nonpartisan, nonprofit news and opinion website founded in 2017 by veteran political journalist and commentator Jon Ralston. The site and its supporting channels are focused on ethical, unbiased and transparent journalism. In general, we aim to gather and disseminate important public information and increase civic engagement. We are supported by corporate donations, memberships, event ticket sales and sponsorships and foundation grants. We disclose all our members and donors. Donors have no influence over our content, ever. The Nevada Independent is the dba for Nevada News Bureau, Inc., a 501(c)3 nonprofit founded in 2010 by Elizabeth Thompson, who now serves as one of The Nevada Independent's managing directors and its Editor.

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